Equity release

Later-life lending

If you’re aged 55 or over, you’ve worked hard and you may be wondering how and when you can start to truly enjoy the fruits of your labour. It’s challenging to do everything you’ve wanted if the majority of your savings are tied up in your property.

As a homeowner, you might like the opportunity to release some of your savings that can then be used towards something more immediately beneficial – whether it’s that holiday you’ve always promised yourself, a house deposit for your children or helping the grandkids through university.

Equity release includes Lifetime Mortgages and Home reversion schemes and are referred to an approved third-party specialist for Home Reversion schemes.

Realise your dreams 

You could realise those dreams with a lifetime mortgage – releasing a tax-free lump sum to then spend how you choose. The loan, plus interest, is repaid when the last borrower dies or moves into long-term care. 

If this sounds like an appealing idea, we can refer you to an approved third-partywho will check you’re eligible for products and recommend only the most suitable ones for you, allowing you and your family time to make an educated decision, with no pressure.